The advice provided on this website is general advice only. It has been prepared without taking into account your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard for your own objectives, financial situation and needs.
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The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied. The information on this website is no substitute for professional financial advice.